IS THIS YOUR
FIRST TIME?
FIRST TIME?
Everyone's a first-timer once. Let's make yours a good one.
This isn't your parents' real estate. Buying your first home in Toronto or the GTA comes with new rules, new programs and a lot of opinions from people who bought in 1998. Here's the plain-English version: what you can afford, the rebates and programs that can help, and what actually happens, step by step.
What's Inside
1
What you can really afford, and what lenders look at beyond your income
2
Pre-approval, mortgages and the 30-year option for first-time buyers
3
Down payment help (FHSA, Home Buyers' Plan), how to move the money, and where to keep it liquid
4
Closing costs and land transfer tax, including the Ontario and Toronto refunds
5
Condo, townhome or house: how to choose without second-guessing
6
How offers work, the timeline step by step, and mistakes to skip
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Real Broker Ontario Ltd., Brokerage
130 King Street West, Suite 1900
Toronto, ON M5X 1E3
130 King Street West, Suite 1900
Toronto, ON M5X 1E3
Michelle Babb | Real Estate Broker | Creator of HOUSE-OLOGY © 2011–2026
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